Atal Pension Yojana nohoile APY ke Swavalamban Yojana para janae. Etu toh India deh government-backed pension scheme ase. Etu para main target kora toh unorganised sector ase. Etu toh Finance Minister Arun Jaitley para 2015 Budget speech deh janaideya ase. Etu toh Prime Minister Narendra Modi para May 9 direk Kolkata deh ola laga ase.
Etu scheme toh hoile unorganised sector laga sob citizens khan kon Pension Fund Regulatory and Development Authority (PFRDA) Act 2013 laga National Pension Scheme (NPS) deh join hoise etu khan nemide ase.
Etu scheme toh Atal Pension Yojana logode putli howah laga ase. Etu deh sob subscribing worker khan kon sal 60 hoi etu khan ke hotai moina ₹5,000 (US$72) pabo.
Etu par pension sector regulator PFRDA para khobor janaideya hisaab deh, Atal Pension Yojana (APY) laga subscriber mark toh 1.9 crore par hoise.
Pension Fund Regulatory and Development Authority (PFRDA) para APY ke saija para koise, “Etu financial sal, APY laga enrolment opor deh jawab toh ektum phal ase. October 31, 2019 tak 36 lakh para be besi APY accounts toh add korise. Agae sal laga 26 percent growth thaga ke saijaile etu par 33 percent otha dekhise”.
36 lakh notun APY accounts laga ke 27.5 lakh toh public sector banks para supply kora laga ase aro 5.5 lakh accounts toh regional rural banks para aro 3 lakh accounts toh private sector aro payment banks para supply kora laga ase. Public sector banks majode State Bank of India para nai nai koilebe 11.5 lakh ekta APY accounts deshe. Etu bechide Canara Bank aro Bank of India para deshe.
Average account per branch laga terms deh SBI para APY accounts deya toh sobse besi ase. Etu bechide Indian Bank aro Bank of India ase. RRBs majode, Baroda Uttar Pradesh Gramin Bank, Dakshin Bihar Gramin Bank aro Andhra Pradesh Grameena Vikas Bank ase. Tusara side deh, average accounts per branch laga terms deh Tripura Gramin Bank, Maharashtra Gramin Bank aro Baroda Uttar Pradesh Gramin Bank toh top list deh ase.
Payments bank category deh, Airtel Payments Bank ke etu sal etiya tak 1.8 lakh APY accounts nesana ase. Private sector bank category deh, HDFC Bank para motob deya toh top deh ase. Etu bechide average account per branch laga terms deh best performer toh Karnataka Bank ase.
Pension sector regulator para APY promote kuribole nemide besi promotional campaigns ato town hall meetings toh loise aro etu toh next level deh loijaise aro India toh pensioned society bonabo nemide motob de ase.
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